Direct Line Life Insurance
Direct Line, founded in 1985, is one of the greatest success stories of the insurance world. The company started with only a one car insurance product, but has now grown to cover over five million members, not just in the UK but beyond. This former red telephone is now one the model insurance firms there are. It now offers many insurance products, life insurance leading the rest of the pack. With Direct Line life insurance quote, you can now secure the future of those you love by guaranteeing them attractive life insurance benefits. The secret behind this success is the variety and flexibility that the company offers.
The Life Insurance Products
Direct Line offers sufficient varieties of life insurance policies from which clients can choose. This is done to ensure as many different client needs as possible are addressed. With its agglomeration of both life and term insurance policies, you can be sure there is a Direct Line life insurance quote product just for you. Before choosing which policy suits you, always consider how old you are and your state of health. In addition, it is wise to choose a premium rate you can afford. Some of the products include:
- Fixed term life insurance cover: This life insurance product is designed to make certain that a previously specified lump sum is paid out to your beneficiaries as long as death occurs within the term of the policy. The amount of cover provided remains constant throughout the period of the term.
- Mortgage life insurance policy: This life insurance product from Direct Line pays out the sum assured that should be enough to repay the loan in case of death. Unlike the fixed term life insurance cover, the level of cover reduces every year in line with the outstanding balance.
- Over 50s life cover: Direct Line life insurance quote products also feature an exclusive policy for the senior citizens on the other side of their fifties. Only those between the ages of fifty and seventy five are eligible for this policy. It provides a full life cover, and no premiums are to be paid beyond the age of ninety. This is no doubt a first for the insurance field.
- Life Insurance with critical illness cover: This provides a lifetime cover against any critical health condition that the holder might be diagnosed with. It is a good way to ensure your income is not largely affected in case of such an event. The types of critical illnesses covered are usually well specified in the policy.
Terms of Direct Line life insurance quote
The minimum term for any Direct Line life insurance quote policy is a period of five years. Depending upon age and personal situation, cover can start from 20p a day as long as you are between seventeen and seventy years of age. Like many other insurance products, the earlier you start paying your premiums the better. However, you can’t be allowed to start a policy beyond the age of 65 years. Apply for a Direct Line life insurance quote quote today for one of these policies and secure the financial future of those you love.